Volokhina Anastasia Vitalievna, Glazov Michael Sergeevich, Shingareeva Filia Faihovna
Small business insurance features
ID number: J202151
Abstract: Doing business is always associated with certain risks. Morerthe risks remain at all stages of the organization of the case. At the very beginning, this is the likelihood not to develop the business. It is not the opportunity to reach payback before the financial cushion ends. When an enterprise becomes successful, threats from competitors appear. Timely and competent business insurance will help to reduce the negative impact of such factors. Business insurance is the purchase of a product that allows you to preserve your fixed assets. The company gets the opportunity to further actively develop and avoid serious financial losses due to business insurance
Key-words: insurance, insurance of property, liability insurance, insurance of businesses, Russia
Abstract: This article discusses the basic concepts of international insurance. Moreover, the main classifications and spheres are given. Also, documents are given that are involved in the process of international insurance. And, finally, a list of the most important international insurance organizations with their goals is provided
Key-words: international insurance, contract, policyholder, agreement, damage, risks
Abstract: The author believes that, now, the world needs an economic policy of mass real electronic dividends, and not a chaos of panic-growing "promising" investments. International practice, according to the author, confirms the superiority of effective natural competition over disguised monopolies, but this does not mean that large joint-stock business has exhausted itself. Joint-stock corporations can function successfully with the reasonable participation of states, the international community and, undoubtedly, innovative universities represented by Yours (ours). After the economic shock from the coronavirus pandemic, some countries are focused only on seeking foreign investment, which is very dangerous for them and the future of the world as a whole. Foreign investments are needed, but they should be about 4 times less than local investments. Investments of large foreign companies are often interested in using cheap labor, which boomerang shortens the life cycle of innovative products even in native developed countries and irrationally uses alien nature. But for the common family of the new world there is no alien nature.As well, Author noticed a tendency that due to the pandemic crisis, companies began to save money to cut dividends and increase unnecessary investments. This cannot be done. On the contrary, we must ensure the maximum transparency of joint stock companies and the maximum possible increase in electronic dividends across the impoverished world. Physical and mathematical observations have shown, that if we increase artificially a large number of investments and competitors, we can get a "short circuit" and "overheating" of the market, and a large number of small so-called "ants" of the economy
Market failures and the economic role of government
ID number: J202154
Abstract: This research is aimed to investigate the essence of the market failures, all its possible causes and effect on state’s and word’s economy. It is also important to evaluate the role and importance of government in the economy: is state’s support vital for the market economy or “the invisible hand of the market” is enough for market to perform smoothly. Particular attention will be divided to crises as the most visible and damaging examples of market failures.This work is focused on proving that government must regulate market in order to prevent it from great market failures. Only state has enough force to support its country is extreme economic conditions. Government should apply its economic force carefully and thoughtfully to help and not to harm the market
Key-words: the crisis, the state in the economy, economic freedom, the Great Depression, the "invisible hand"
How microtransactions adversely impact video games
ID number: J202155
Abstract: Microtransaction is a payment made for the purchase of mobile phone apps or additional content in video games. These revenue models have demonstrated to be remarkably profitable, but furthermore these revenue models have been criticized for engaging in ethically questionable practices and degrading customer satisfaction with video games. This paper will present the main negative consequences of using microtransactions and possible ways to deal with them. The results can be used by video game companies to innovate more ethical profit models and reduce microtransactions’ negative impact
Key-words: video games; microtransactions; revenue model; negative effects
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