| | Bektenova Gulmira Sultanovna, Akhtareeva Kseniya Valentinovna, Shadova Alina Barasbievna
The state of the insurance market as an integral part of the financial market
Abstract: The article is devoted to the analysis of market of insurance services in Russia. Besides, we give a general assessment of the insurance industry and disclose the main problems, trends and prospects for the development of native insurance. The main directions of improving the insurance system in Russia are proposed.
Key-words: insurance, insurance market, problems and prospects of the Russian insurance market
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| | Bektenova Gulmira Sultanovna, Veresova Kseniya Aleksandrovna
Availability of financial services for small businesses
Abstract: This article highlights the issues related to the causes of inefficiency in the use of state programs to support the development of small businesses, the ability of organizations to use financial services in the current economic conditions. The statistics of the use of financial services by small businesses are presented.
Key-words: financial services, small business, government support programs, statistics, problems of small business, credit problems in Russia
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| | Bektenova Gulmira Sultanovna, Miroshnichenko Anastasia Dmitrievna
Payment system Mir, its features and development prospects
Abstract: This article is devoted to the new payment instrument-card «World», created by the National system of payment cards. The launch of the «World» payment card is of great importance for our country, as Russia is subject to great pressure from outside as sanctions. In 2014, Russian specialists began to develop from scratch all the necessary infrastructure for processing intra-Russian operations on cards of third-party payment systems, and did this very difficult work in just 5 months, in full compliance with modern standards of safety of the Ministry of Railways. The purpose of this study is to analyze the merits and demerits of the new «World» payment card, analyze its relevance in Russia, and compare the capabilities of the national payment system with foreign counterparts.
Key-words: national payment system, «World» payment card, bank card, co-financing programs, financial independence, Bank of Russia, social card
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