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The role of solvency analysis in the financial stability of an enterprise

ID number: J202056

Abstract: Recommendations for measures to improve effective cash flow management and to increase the liquidity and solvency of the enterprise are provided. The company's solvency was assessed using the method of calculating the company's liquidity ratios. The results of the analysis can be used in the processes of developing and implementing a planned cash flow and expenditure of monetary resources of entrepreneurial activity in economic systems of various levels, when restrictions on the financing of economic activities of enterprises are significantly increased.

Key-words: business activity, liquidity ratios, solvency, management decisions, financial stability, financial analysis, cash flows

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Mortgage loan risks and ways to solve

ID number: J202057

Abstract: A scientific article is devoted to the analysis of the main factors and problems that create the risks of mortgage lending by Russian banks and the determination of ways to solve them at the level of commercial banks and the state regulation system as a whole. The relevance of the study lies in the fact that the development of the mortgage market in the Russian Federation implies the steady formation of industries such as the residential and commercial real estate sectors, and the country's banking system.

Key-words: mortgage lending, mortgage, mortgage risks, mortgage market

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Project financing of investment projects: risks and ways to minimize them, trends and patterns of development in the Russian Federation

ID number: J202059

Abstract: The article considers the risk analysis of the project financing mechanism, as well as the trends and patterns of development of this mechanism. The implementation of high-risk capital-intensive investment projects is the driving force behind the development of the national economy. The implementation of these investment projects should be carried out not only at the expense of internal resources, but also at the expense of external sources, moreover, on conditions acceptable for business. Legal imperfection and high risks are one of the key factors in the stagnation of the project financing mechanism in the Russian Federation. Modernization of the methodological base and improvement of mechanisms for legal support for the implementation of investment projects on the principles of project financing is the most relevant in modern conditions.

Key-words: project financing, investment projects, risk, systematic and unsystematic risks, risk minimization, borrowed capital, gross domestic product (GDP)

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